Have you recently suffered from hurricane damages or losses to your property? When a hurricane passes through your area, you will want to work with your insurance company to determine how to move forward and rebuild your life. However, you also want to make sure that you follow certain steps, so you do not jeopardize any compensation from your insurance. These are a few steps you need to take after hurricane damage to your property.
After the hurricane has left your area and you have determined that your property is safe, you should take the steps to minimize any further damages to your home. If you can, remove any electronics or expensive furniture from the home so that it does not get damaged by flooding. Board up any broken windows or doors to prevent theft or looting. When you show that you have take the steps to minimize the damage, your insurance company will look at this favorably.
Filing an insurance claim means that you will want to provide as much evidence and documentation as you possibly can. As soon as the hurricane leaves your area, you should start taking pictures and collecting evidence of any losses or property damages. If you have pictures of before the storm, you can place the “before” and “after” pictures side-by-side to show the insurance company what needs to be done to restore your home.
If you have losses to your belongings, furniture, valuables, and household items, you will also want to show proof of purchase. If you can find the receipts for large purchases, you will have the benefit of getting the insurance compensation to replace these items. Consider keeping all items in a water- and fire-resistant container so that you have access to them in case this happens to you.
You will not want to wait long to contact your insurance company and begin the insurance claims process. When a severe storm rolls through your area, you can expect that they will be inundated by phone calls of other property claims. In order to stay at the top of the list for repairs and replacements, you will want to get this process started as soon as possible. Also, the longer you wait, the more money you may lose in your settlement.
After you work through the initial stages of your insurance claim, you may realize that the settlement keeps coming back lower than expected. Or perhaps your claim was outright denied. This means that it is time for you to contact a property insurance claims attorney in Miami, FL to get what you deserve. These professionals understand the insurance claims process and can ensure that you receive a fair and full settlement for your losses and damages.
These are a few essential steps that you need to take after your home suffers from property damage from a hurricane. When you are being treated unfairly by your insurance company, you will want to contact our reputable property insurance claims attorney in Miami, FL to advocate for your settlement today. Contact us to get what you deserve today.
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