Are you concerned about the safety of your home during hurricane season? Are you worried that your home is susceptible to damage caused by heavy winds and rains? When a hurricane rolls through your area, you will likely use the days leading up to the hurricane to prepare your home for the potential impact. As a property insurance claims attorney in Miami, FL, we help many homeowners handle their insurance claims after hurricane damage destroys their home. This can cause loss of property, expensive replacements, and lengthy repairs that can take months to return to normal. However, when you take more steps to prevent hurricane damage, you can save yourself from these lengthy issues. There are a few things you should do during the off-season to prevent hurricane damage once the season rolls around again.
Reinforce garage doors with central supports and additional structural reinforcements. Over 80% of all residential hurricane wind damage is caused from the failure of garage doors to withstand extremely high winds and flying debris. Proper reinforcement of the garage doors can save you substantial amounts of both time and money. Reinforcement can also prevent additional damage to the interior spaces of your home, which includes your valuables and belongings.
Remove anything from outside of your home that could easily become airborne. This can include playsets, lawn ornaments, gardening tools, outdoor furniture, or any others objects that could easily be picked up and blown around by heavy winds. Also, you should ask your neighbors to do the same, as their objects can easily fly into your yard and damage your home, materials, or yard as well. Flying debris can easily break windows, doors, or even the sides of some homes. It can also leave a trail that is difficult to clean. Minimizing the amount of unsecured objects outside your house will help protect you from unnecessary damage.
Strong fabric panels, more commonly known as hurricane shutters, add trampoline-like cushion to windows and doors. These panels repel flying debris without sacrificing visibility in a storm. . Panels are attached to the edges of windows and doorways with grommets, wing nuts, clips, or pins, making them easy to install. The panels are easy to put up and remove, and you can roll them up and store in a compact space during other times of the year. Most are clear, which allows for visibility.
For those who are concerned about flooding in low-land areas, you can use some basic flood barriers to minimize your risk when there is a surge of water. Sandbags are an inexpensive option, but they are heavy and it may take hundreds of bags to make a solid barrier around a home. Other types of flood barriers include powder-filled absorbent door dams, water-filled tubes, expanding bags and portable walls that can be quickly deployed in the event of a flood. The price varies from a couple hundred dollars up to tens of thousands of dollars to completely surround a home, depending on product and protection level.
Roof damages can be difficult to see unless you are up close and personal. While you'll think you'll spot potential damages on your roof, a professional will be able to truly take notice of issues that you may not notice. Make sure they check the condition of your shingles, gutters, chimney, and anything that's attached to the roof. If the inspection shows that a repair or replacement is important, you will want to have those repairs done before the season gets closer. These are the types of proactive tasks that can save you from needing to call our property insurance claims attorney in Miami, FL to help you with your settlement.
Hurricane straps, or roof tie-downs, are now a requirement in Florida. Building codes signal that you need to have these to keep your roof from flying off the overall structure. These hurricane straps are usually coated steel brackets that link a rafter to a stud. Installing hurricane straps can be a difficult task, as they will go underneath your walls. However, the value of putting in hurricane straps can save you from extensive roof damage, which can save you from expensive repairs or even replacements.
One of the most perilous yet overlooked steps you can take to ensure roof safety during a hurricane is to trim the trees in your yard. After a hurricane passes through your area, one of the main things you will noticed are the trees, branches, leaves, and twigs scattered around the community. These branches can pierce a roof. If they are heavy enough, they are extremely dangerous to your roof’s structural integrity. We suggest that you simply trim your trees and keep any trees from hanging over any structures or rooflines.
Keeping your gutters clean is also essential in ensuring that the water will drain properly from your home during times of heavy rainfall. Hurricanes produce incredible amounts of rain, and without the right drainage system, water can pool on the roof, leak down your siding, and cause issues with your foundation. Making sure the gutters are cleared will allow water to flow effectively off your roof.
These are a few of the tasks you can take care of during the off-season to minimize hurricane damages during the summer and fall months. When your home has suffered hurricane damage that requires an insurance settlement, you will want to trust our property insurance claims attorney in Miami, FL to help you get what you deserve. Contact us to learn how we can fight for you to get the proper settlement today.
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